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Tuesday, March 25, 2008 11:44 AM

Not all Condominiums are FHA Approved or Approvable!

Many of you might be thinking of purchasing a condominium which fit into the FHA mold (great for 1st time buyers / priced under 440K) and need the FHA program - (down payments < 5% or 10%, marginal credit) It is very important that you find out if
Posted by Ritu Desai | 0 Comments
Monday, March 17, 2008 9:26 PM

Renting Better Than a Vacant Home

If a house doesn’t sell, owners should consider renting – and hiring a real estate professional to manage the property. Property management company will screen your tenants and you do have a final approval about your tenant. Renting out a
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Wednesday, March 12, 2008 1:30 PM

5 Most Dangerous Hazards in a Home

Home owners beware: Several dangers may lurk in a home. If you’re not careful, they could make you sick. Pillar to Post, a home inspection company, reviews how to spot these dangers in the home and encourages you to contact a home inspector if your
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Monday, March 10, 2008 8:13 AM

New Appraisal Rules for Freddie, Fannie

Fannie Mae and Freddie Mac have reached an agreement with New York Attorney General Andrew Cuomo that requires them to have independent appraisals of home values. Under the agreement, home appraisals have to come from assessors who don’t have formal
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Thursday, March 06, 2008 10:06 PM

Northern Virginia New Conforming/FHA Loan Limits

Yes another great news!!! Fannie Mae, Freddie Mac and FHA have all adopted these new maximum loan limitations. If you have limited equity or a jumbo loan, refinance now and save thousands of dollars! If you are purchasing a property over $417,000, this
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Thursday, March 06, 2008 1:16 PM

New FHA Loan Limits!!!!

HUD and FHA announced their new max loan limits this morning (March 6th 2008). In almost all of the Washington Metro area our new loan limit is $729,750 (up from $362,250). This is our max FHA loan limit and is good through the end of 2008 when Congress
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Monday, March 03, 2008 3:03 PM

Grantor's Tax - Update on Refunds

Given the Virginia Supreme Court’s finding that the Northern Virginia Transportation Authority (NVTA) cannot impose taxes, we will all be receiving questions about the additional grantor's taxes that have been paid to the Authority. Northern
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Friday, February 15, 2008 9:31 PM

Are Extra Monthly Mortgage Payments OK?

Getting a windfall and using it to pay off the mortgage sounds like it should reduce the monthly amount owed, but often it doesn’t. Fixed-rate mortgage holders who pay off a big chunk of their mortgage are likely to shorten the payoff period, but
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Friday, February 15, 2008 9:14 PM

10 Best Places for House Bargains

The best place to get a bargain on a home is an area where there is healthy job growth and more houses available than people to buy them. These are markets “where you have high inventories but pliable borrowers, with lenders willing to deal,”
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Sunday, February 03, 2008 2:45 PM

Lending Guidelines gets tougher-Countrywide

Countrywide last week sent mortgage brokers a list that categorized hundreds of counties as "soft markets" with rankings from 1 to 5, in ascending order of perceived risk. In areas rated 4 and 5 -- roughly 100 counties in metropolitan areas
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Sunday, February 03, 2008 2:22 PM

Avoid Getting Hooked By A Foreclosure-Related Scam

There are lots of people out there willing to victimize people in financial difficulty--especially when their troubles become part of public record. Beware of offers involving signing over your deed to someone else who promises to sell your home for you--whether
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Friday, January 18, 2008 3:51 PM

10 States with the Highest Percentage of ARMs

Don't Blame it on the ARMs Aggressive lending is the real culprit behind high foreclosure rates — not just adjustable-rate mortgages, say many of those who are trying to analyze and cure the foreclosure problem. "I blame the builders who
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Tuesday, January 01, 2008 6:12 PM

How Frequently should I get updated CMA?

Your home is on the market for sale, you did a competitive market analysis before listing your home. Its been couple months since then. You have few showing but nothing turned into contract. What next is always the questions. First thought that comes
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Tuesday, January 01, 2008 5:26 PM

The Courtyards at Falls Gate- Coming Soon

Stanley Martin's new community -The Courtyards at Falls Gate in Falls Church is soon going to start selling. The community consist of 19 homesites with anticipated price from $700K-$800K. Great location: Just off Seminary Road, Route 7 and Columbia
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Saturday, December 01, 2007 10:13 AM

Stop Foreclosure --Get Credit Counseling

You cannot make your mortgage payments, bill and your home is going to get foreclosed. Contact a credit counseling companies that can help you migitate and stop the foreclosure. Here are 3 companies I came across: http://www.mymoneymanagement.net/ http://www.995hope.org/
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