Ritu Desai- Top Producer Realtor in Northern Virginia

If a house is being foreclosed, the homeowner says goodbye to a burdensome mortgage payment, but that's the not end of his problems.  He still needs to find another place to live, put down the deposits there, and pay to move - a big outlay of money that could exceed a mortgage payment.  From the lender's position, dealing with ...

Ritu Desai | Samson Realty | 703-625-49492526 Walnut Leaf, Herndon, VA3 YR Old TH in Much Sought After Coppermine Crossing3BR/2.5BA Townhouseoffered at $1,900Year Built2005 Sq Footage1,622 Bedrooms3Bathrooms2 full, 2 partial Floors3 Parking2 Car garage Lot Size1,400 sqft HOA/Maint$0 per month DESCRIPTION **BEAUTIFUL 3 YEAR OLD PULTE'S OAKLEIGH ...

Getting a windfall and using it to pay off the mortgage sounds like it should reduce the monthly amount owed, but often it doesn’t. Fixed-rate mortgage holders who pay off a big chunk of their mortgage are likely to shorten the payoff period, but the infusion of cash probably won’t reduce at all the amount they owe monthly. Holders ...

The best place to get a bargain on a home is an area where there is healthy job growth and more houses available than people to buy them. These are markets “where you have high inventories but pliable borrowers, with lenders willing to deal,” says Anthony Sanders, a professor of finance at Arizona State University. Forbes magazine ...

Realtytrac has calculates the average discount-to-value by market — that is, how much foreclosed homes actually sold for compared to their estimated market value in their areas.  Interesting fact is Virginia was ranked as one of 5 states with smallest discount.  This information can help a bargain hunter get the best ...

Summarized links you may need while filing your taxes!  Homeowner Tax Deductions Learn more from the IRS about tax deductions for first-time homebuyers. Tax Deductions Moving Expenses Find out which moving expenses are deductible and how to report them. Deductible Moving Expenses Selling Your Home Read about the tax rules that apply ...